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To Pay Off Loans, Grads Put Off Marriage, Children

Parents and students: get smart about college loans before you sign on the dotted line. Your future is at stake.  Read the article and watch the video interview with WSJ writer Sue Shellenbarger (WSJ 4/18/12)
"Most students get little help from colleges in choosing loans or calculating payments. Most pre-loan counseling for government loans is done online, and many students pay only fleeting attention to documents from private lenders. Many borrowers "are very confused, and don't have a good sense of what they've taken on," says Deanne Loonin, an attorney for the National Consumer Law Center in Boston and head of its Student Loan Borrower Assistance Project."  "More than half of student borrowers fail to max out government loans before taking out riskier private loans, according to research by the nonprofit Project on Student Debt."
How NOT to major in debt:
"The total amount of outstanding student debt has surpassed $1 trillion, according to the Consumer Financial Protection Bureau. If your child is in the process of choosing a college—or is already enrolled—your family might soon be adding to the heap.
While the growing debt levels have raised concerns, student loans still are a reasonable way to help fund a college education—within limits. Even so, figuring out the process and navigating the financial-aid maze can be complex and mystifying" Get guidance from the Wall Street Journal:
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To Pay Off Loans, Grads Put Off Marriage, Children
To Pay Off Loans, Grads Put Off Marriage, Children
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