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Turn Cheap gas into Retirement Savings

Instead of spending the "savings" from the cheapest gas prices in years, put that money into your retirement account. Spending less at the pump means you have mo  ney to invest for retirement. According to the Wall Street Journal, "The typical consumer buys about 600 gallons of gasoline a year, said Christopher R. Knittel, a professor of energy economics at the Massachusetts Institute of Technology. If gas prices fall a dollar, and remain low, consumers will pocket $600 over a year, or about $50 each month." If you haven't started an Individual Retirement Account (IRA) yet, now is the perfect time. Or boost your salary deferral in your 401(k) plan at work. You can open an IRA at Schwab for only $100 so stop procrastinating! Fidelity Investments developed the chart below showing how much a budget windfall could build over time if it were saved for retirement.Thanks to Steve Vernon of MoneyWatch:

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Turn Cheap gas into Retirement Savings
Turn Cheap gas into Retirement Savings
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