Financial planning, an outcropping of the services typically provided by a stock broker or account executive, include investment advice, insurance sales, retirement planning, and various other assessments and planning to meet financial goals.
Plenty of baby boomers claim their retirement plan is to NOT retire. I suspect most who hold this view do so because they can't afford to stop working, although some truly love their work. About 1/3 of American workers have no employer-provided retirement plan and even more are living paycheck to paycheck. Be aware that plenty of data indicate many retirees had no choice... due to layoff, ill health and other reasons, they did NOT get to choose when to retire. Laid-off 60 somethings are unlikely to get re-employed at their previous pay,if at all. Nonetheless, if you find yourself in the never planning to retire group, you need to read: "Advice for the new anti-retirees." Heather Struck advises: TALK TO YOUR SPOUSE STAY HEALTHY STAY INVOLVED OUTSIDE WORK CONSIDER LONG-TERM CARE COVERAGE HAVE A BACKUP PLAN: Save for retirement, even if you want to keep working. !! Read the details at: http://www.reuters.com/article/2013/02/07/moneypack-retire-never-idUSL1N0AT9B720130207