Financial planning, an outcropping of the services typically provided by a stock broker or account executive, include investment advice, insurance sales, retirement planning, and various other assessments and planning to meet financial goals.
The Dec. 4 Wall Street Journal features an article "The science behind regifting" which summarizes some of the academic research (Journal of Experimental Social Psychology) on the topic along with advice and examples. Who knew there is a website dedicated to regifting: http://regiftable.com/ where I found the advice: "Reduce, Reuse, Recycle, Regift." There's even a National Regifting Day celebrated on Dec. 20 http://www.nationalregiftingday.com/. According to the regifting website site, "the majority (60%) of people think that regifting is becoming more accepted; the top two reasons are to save some green."
25% believe that regifting is becoming more accepted because it is a way to save on holiday expenses.
14% believe that regifting is becoming more accepted because it is a method of recycling.
The website suggests: This year, skip the gift exchange... Throw a regifting party instead." All this regifting info is sponsored by Money Management International, a nonprofit that helps people with financial problems. Check it out!