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7 Reasons to Buy; 7 Reasons to Rent

12:54 PM  Pisstol Aer   Labels:

7 Reasons You Should Buy
1. The home's "equity" (the difference between the value of the house and what you owe on it) often increases providing you with an appreciating asset and a down payment for your next home purchase.
2. The monthly payments can often be about the same for owning or renting.
3. There is a greater sense of stability, security, and community in owning your own home.
4. Homeowners can change the decor and landscaping to suit their own tastes.
5. Homeowners can do their own maintenance or hire it done without having to wait for someone else to "fix it when they have a chance."
6. Mortgage interest and property taxes are usually tax deductible.
7. Mortgage payments do not tend to increase like rental payments often do. Mortgage payments will increase due to the terms of a balloon mortgage, a refinance, or an increase in the escrow account.
7 Reasons You Should Rent
1. The initial rental deposit is much less than a down payment for a home and is usually refunded when you leave to apply on your next apartment.
2. It is much less difficult to move and much less costly.
3. The cost of furnishing an apartment is much less than a house.
4. There is little or no cost for maintenance, repairs, or upkeep.
5. There is no chance of foreclosure in which you can lose all of your investment.
6. Rental insurance and monthly utility costs are normally much cheaper.
7. There are no closing costs or realtor fees in renting an apartment.
© Jim Garnett, The Debt Doctor. Used with Permission. ICFE eNEWS is available FREE upon request by visiting the ICFE's Web site and filling out the contact form, selecting "Yes" for "Add to Mailing List."

 
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7 Reasons to Buy; 7 Reasons to Rent
7 Reasons to Buy; 7 Reasons to Rent
Reviewed by Pisstol Aer
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Rating : 4.5