Financial planning, an outcropping of the services typically provided by a stock broker or account executive, include investment advice, insurance sales, retirement planning, and various other assessments and planning to meet financial goals.
"Until recently, debit cards offered a one-two punch credit cards couldn't match: a convenient way to access money without the fear of going into debt, along with generous reward programs. Banks, however, have cut back on those rewards over the past year -- and in some cases have imposed new fees -- while credit-cards issuers continue to sweeten the pot. During the first quarter, companies offered 0% promotional rates on credit cards for ten months on average, up from about seven months a year ago, according to CardHub.com, a credit-card comparison web site," writes Annamaria Androitis in the SmartMoney Blog. If your FICO credit score is 720 or higher you are eligible for the best deals, but even if your score is lower this article offers info on the best cards. Choose from the "most affordable," best cash back or rewards cards, gas cards, or small business cards at: http://www.smartmoney.com/borrow/credit-cards/the-best-new-credit-cards-of-2012-1334697134691/